The world of home buying is a battlefield, and interest rates are your fiercest adversary. Every percentage point can mean thousands of dollars more or less in your pocket. If you're not paying attention to interest rates, you're setting yourself up for d
Oct 07, 2025 | Home Equity Interest Rates
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your
Sep 16, 2025 | Interest Rates
What Does the Federal Reserve Do? Before addressing the hot-button question of why mortgage rates are pegged to the rate set by the Fed, it’s necessary to get a clear understanding of what the Fed actually does. Congress has given the Fed w
Jun 08, 2025 | Interest Rates
Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timing. So, should you buy now or wait? The answer depends o
Jun 03, 2025 | Interest Rates
Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase a home while keeping your costs down. 1. Consider Fixer
Apr 22, 2025 | Interest Rates
Mortgage interest rates have risen sharply in the past year, having bumped around the 3% -4% range for the last decade. After getting so accustomed to that range of rates, many borrowers are struggling with today’s level in the 6% span. However, his
Jun 13, 2023 | Interest Rates