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 5 first-time home buyer loans

5 first-time home buyer loans

1. FHA loans FHA loans are “guaranteed” by the Federal Housing Administration. That doesn’t mean you’re guaranteed to be approved. Rather, the FHA will reimburse the lender if the borrower defaults on their mortgage loan. Be

Feb 01, 2021 | First time homebuyers

What Is a VA Streamline Refinance?

What Is a VA Streamline Refinance?

VA IRRRL Refinancing The Interest Rate Reduction Refinance Loan (IRRRL), sometimes called a “Streamline” loan, is a product for existing VA borrowers interested in taking advantage of lower interest rates. An IRRRL can help a VA borrower redu

Dec 29, 2020 |

What Is a VA Streamline Refinance?

VA IRRRL Refinancing The Interest Rate Reduction Refinance Loan (IRRRL), sometimes called a “Streamline” loan, is a product for existing VA borrowers interested in taking advantage of lower interest rates. An IRRRL can help a VA borrower redu

Dec 29, 2020 | VA IRRRL

Merry Christmas and Happy New Year

Merry Christmas and Happy New Year

All of us at Obsidian Financial Services, Inc. would like to wish you a Merry Christmas and a Happy New Year! We hope that 2021 is a year full of happiness, health and prosperity for you and your loved ones. All the Best, Obsidian Financial Services, I

Dec 23, 2020 | Refinancing a Home Credit Home Equity

What lenders want to know before you apply for a business

What lenders want to know before you apply for a business

1. Can you repay a loan? Lenders may not ask it exactly this way, but when they ask about your time in business, your annual revenues, your profits or your cash flow, they’re trying to determine if you have the means to make regular payments. This

Nov 11, 2020 |

Expenses Can Take Business Owners By Surprise At Years End

Expenses Can Take Business Owners By Surprise At Years End

Many of the loans taken out during the holiday season are taken out last minute because they were unexpected. There are many financial issues that can crop up during the holidays: Payroll and holiday bonus expenses. Many business owners enjoy giving

Nov 07, 2020 | Year End Business Funding

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