Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners
Aug 19, 2025 | Home Purchase
Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for
Aug 12, 2025 | Home Purchase
If you are a non-resident who has been dreaming of owning a home in the United States, ITIN loans can be your key to turning that dream into reality. ITIN loans offer a unique opportunity for individuals who do not have a Social Security Number to secure
Aug 12, 2025 | ITIN Loan
If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cost of purchasing (or refinancing) a home with the funds
Aug 05, 2025 | Home Purchase
Refinancing your mortgage is a significant financial decision that can lead to savings and improved financial health. But when is the right time to consider it? At The Wiley Group LLC, we believe that understanding the ins and outs of mortgage refinancing
Aug 05, 2025 | Home Equity
Buying a home is a major decision, and most buyers need a loan to make it happen. That’s where the mortgage contingency comes in—a clause in your purchase agreement that can protect you if your financing falls through. What Is a Mortgage Conti
Jul 29, 2025 | Home Purchase