Are you ready to take the plunge into homeownership? Before you even think about applying for a mortgage, you better get your credit score in check! Don't sit back and let your credit score drag you down. It's time to roll up
Sep 27, 2025 | Credit First time homebuyers
Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed
Sep 23, 2025 | Home Purchase
Are you looking to buy a home but feeling overwhelmed by the down payment requirements? The FHA 100% CLTV Combo loan program could be the answer to your dreams. This innovative financing option allows borrowers to combine a first mortgage with a second mo
Sep 19, 2025 | Zero Down, 100% Financing
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your
Sep 16, 2025 | Interest Rates
Investing in real estate can be one of the most rewarding financial decisions you ever make, and purchasing your first four-plex rental property is an excellent way to start. A four-plex provides the opportunity to live in one unit while renting out the o
Sep 15, 2025 | Investment property
Owning a home is one of the most effective ways to build wealth over time. Unlike renting, where your monthly payments contribute to your landlord's equity, home ownership allows you to invest in an asset that can appreciate in value. In this blog post, w
Sep 12, 2025 | Why buy a home now? Home Equity First time homebuyers