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Why  renting a home cost more than owning one

Why renting a home cost more than owning one

Landlords Build in Profit Rent isn’t just covering the mortgage — it also has to include the landlord’s profit margin. They also charge extra to cover vacancies, property management, insurance, and repairs. No Equity for Renters When yo

Sep 02, 2025 | Home Equity

Tips to Get a Lower Rate on a VA Loan

Tips to Get a Lower Rate on a VA Loan

Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benefits like no down payment and no private mortgage insura

Aug 26, 2025 | VA Loans

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners

Aug 19, 2025 | Home Purchase

Is it Better to Buy or Rent?

Is it Better to Buy or Rent?

Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for

Aug 12, 2025 | Home Purchase

Unlocking Opportunities: The Benefits of ITIN Loans

Unlocking Opportunities: The Benefits of ITIN Loans

If you are a non-resident who has been dreaming of owning a home in the United States, ITIN loans can be your key to turning that dream into reality. ITIN loans offer a unique opportunity for individuals who do not have a Social Security Number to secure

Aug 12, 2025 | ITIN Loan

Learn More about Home Renovation Loans

Learn More about Home Renovation Loans

If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cost of purchasing (or refinancing) a home with the funds

Aug 05, 2025 | Home Purchase