Owning a home is one of the most effective ways to build wealth over time. Unlike renting, where your monthly payments contribute to your landlord's equity, home ownership allows you to invest in an asset that can appreciate in value. In this blog post, w
Sep 12, 2025 | Why buy a home now? Home Equity First time homebuyers
Landlords Build in Profit Rent isn’t just covering the mortgage — it also has to include the landlord’s profit margin. They also charge extra to cover vacancies, property management, insurance, and repairs. No Equity for Renters When yo
Sep 02, 2025 | Home Equity
Refinancing your mortgage is a significant financial decision that can lead to savings and improved financial health. But when is the right time to consider it? At The Wiley Group LLC, we believe that understanding the ins and outs of mortgage refinancing
Aug 05, 2025 | Home Equity
Deciding whether to sell your home or refinance your mortgage depends on your personal financial situation and future plans. Here are some factors to consider for each option: Selling Your Home Pros: 1. Capital Gain: If your home's value has appreci
Jul 18, 2025 | Refinancing a Home Home Equity sell
In today's financial landscape, homeowners often seek ways to leverage their property for additional funds. A second mortgage is one such option that can provide significant benefits. Whether you need to consolidate debt, fund home improvements, or cover
Jul 05, 2025 | Home Equity
When it comes to home financing, many homeowners consider second mortgages as a viable option to access cash without selling their home. A second mortgage is essentially a loan taken against your home in addition to your primary mortgage. It utilizes the
Jun 21, 2025 | Home Equity