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Should You Hold Out for Lower Interest Rates Before Buying a House?

Should You Hold Out for Lower Interest Rates Before Buying a House?

Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timing. So, should you buy now or wait? The answer depends o

Jun 03, 2025 | Interest Rates

Understanding Planned Unit Developments, Condotels, and Mixed-Use Properties

When it comes to real estate, understanding the various property types is crucial for both buyers and investors. In this post, we will delve into three unique property types: Planned Unit Developments (PUDs), Condotels, and Mixed-Use Properties. Each has

Jun 01, 2025 |

More Borrowers Are Putting 20% Down - Should You?

More Borrowers Are Putting 20% Down - Should You?

If you're thinking about buying a home, you've probably heard you need a 20% down payment. But is that always true? Let’s take a closer look at what’s really required—and what’s possible for you. Why 20% Is Still Popular You might

May 29, 2025 | Purchasing a Home

Where Do Mortgage Lenders Get Funds for Home Loans?

Where Do Mortgage Lenders Get Funds for Home Loans?

When you're buying a home, it might seem like mortgage lenders have endless money to give out. But in reality, the process behind the scenes is more structured—and understanding it can help you feel more confident about buying a home. What Is a Mort

May 27, 2025 | Purchasing a Home

What Type of Property Can I Buy with a VA Loan?

What Type of Property Can I Buy with a VA Loan?

If you are a veteran or an active-duty service member considering homeownership, a VA loan can be an excellent option. These loans are specifically designed to help eligible borrowers purchase homes with favorable terms. However, it's essential to underst

May 26, 2025 | Why buy a home now? First time homebuyers VA Loans

Unlocking Home Equity: What Is a Home Equity Loan and Its Benefits Explained

Unlocking Home Equity: What Is a Home Equity Loan and Its Benefits Explained

A home equity loan is a type of loan that allows homeowners to borrow against the equity they have built in their property. Equity is the difference between the current market value of your home and the amount you owe on your mortgage.  Essentially,

May 22, 2025 | Home Equity