If you're thinking about buying a home, you've probably heard you need a 20% down payment. But is that always true? Let’s take a closer look at what’s really required—and what’s possible for you. Why 20% Is Still Popular You might
May 29, 2025 | Purchasing a Home
When you're buying a home, it might seem like mortgage lenders have endless money to give out. But in reality, the process behind the scenes is more structured—and understanding it can help you feel more confident about buying a home. What Is a Mort
May 27, 2025 | Purchasing a Home
If you are a veteran or an active-duty service member considering homeownership, a VA loan can be an excellent option. These loans are specifically designed to help eligible borrowers purchase homes with favorable terms. However, it's essential to underst
May 26, 2025 | Why buy a home now? First time homebuyers VA Loans
A home equity loan is a type of loan that allows homeowners to borrow against the equity they have built in their property. Equity is the difference between the current market value of your home and the amount you owe on your mortgage. Essentially,
May 22, 2025 | Home Equity
Many renters wonder if their monthly payments could be going toward something they actually own. If you’ve had that thought, you’re not alone. Here are some of the key financial benefits of owning a home. 1. Build Equity Over Time When
May 20, 2025 | Purchasing a Home
Bank Statement Loans Explained In recent years, bank statement loans have gained popularity among self-employed individuals and entrepreneurs looking for a way to secure financing without the traditional income verification process. These loans are desi
May 19, 2025 | Non QM loans Bank statement loans