Owning a home is one of the most effective ways to build wealth over time. Unlike renting, where your monthly payments contribute to your landlord's equity, home ownership allows you to invest in an asset that can appreciate in value. In this blog post, w
Sep 12, 2025 | Why buy a home now? Home Equity First time homebuyers
Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can
Sep 09, 2025 | Home Purchase
Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p
Sep 02, 2025 | Home Purchase
Landlords Build in Profit Rent isn’t just covering the mortgage — it also has to include the landlord’s profit margin. They also charge extra to cover vacancies, property management, insurance, and repairs. No Equity for Renters When yo
Sep 02, 2025 | Home Equity
Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benefits like no down payment and no private mortgage insura
Aug 26, 2025 | VA Loans
Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners
Aug 19, 2025 | Home Purchase