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FHA Compensating Factors: Strengthening Your Loan Application

FHA Compensating Factors: Strengthening Your Loan Application

FHA loans provide accessible homeownership opportunities through lower down payment requirements and flexible credit standards. However, some applicants fall just short of standard qualification criteria. FHA compensating factors offer a solution by allow

Dec 30, 2025 | Purchasing a Home

No W2's, No Problem: Exploring Bank Statement Loans

No W2's, No Problem: Exploring Bank Statement Loans

In the world of home financing, traditional methods often require extensive documentation, including W2 forms. However, for many self-employed individuals or those with non-traditional income sources, this can pose a significant challenge. That's where ou

Dec 28, 2025 | Bank statement loans

Your Journey Begins: Exploring Zero Down Options for a New Year Move

Your Journey Begins: Exploring Zero Down Options for a New Year Move

As the new year begins, many individuals and families are considering making a move into a new home. One of the most appealing options available is the opportunity to purchase a home with zero down payment. This can significantly ease the financial burden

Dec 27, 2025 | Home Purchase Zero Down, 100% Financing

Merry Christmas

Merry Christmas

As the holiday season fills our hearts with joy and our homes with warmth, we want to take a moment to wish you and your family a very Merry Christmas! From all of us at The Wiley Group LLC, thank you for being such an important part of our year. Your tru

Dec 23, 2025 |

New Year, New Home: Explore Zero Down Mortgage Options

New Year, New Home: Explore Zero Down Mortgage Options

As the new year begins, many individuals and families set resolutions to improve their lives, and for some, that includes becoming homeowners. The prospect of owning a home can feel daunting, especially when it comes to the financial aspects. However, the

Dec 23, 2025 | First time homebuyers Zero Down prequalification

Why Buying a Foreclosure Can Be a Good Investment

Why Buying a Foreclosure Can Be a Good Investment

Buying a foreclosure can be a strategic investment choice for many homebuyers and investors. These properties, often sold at a lower price than their market value, offer unique opportunities for those willing to take on the challenges of restoring a home.

Dec 20, 2025 | foreclosure