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Tips to Get a Lower Rate on a VA Loan

Tips to Get a Lower Rate on a VA Loan

Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benefits like no down payment and no private mortgage insura

Aug 26, 2025 | VA Loans

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners

Aug 19, 2025 | Purchasing a Home

Is it Better to Buy or Rent?

Is it Better to Buy or Rent?

Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for

Aug 12, 2025 | Purchasing a Home

Unlocking Opportunities: The Benefits of ITIN Loans

Unlocking Opportunities: The Benefits of ITIN Loans

If you are a non-resident who has been dreaming of owning a home in the United States, ITIN loans can be your key to turning that dream into reality. ITIN loans offer a unique opportunity for individuals who do not have a Social Security Number to secure

Aug 12, 2025 | ITIN Loan

Learn More about Home Renovation Loans

Learn More about Home Renovation Loans

If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cost of purchasing (or refinancing) a home with the funds

Aug 05, 2025 | Purchasing a Home

Refinancing Your Mortgage: When and Why You Should Consider It

Refinancing Your Mortgage: When and Why You Should Consider It

Refinancing your mortgage is a significant financial decision that can lead to savings and improved financial health. But when is the right time to consider it? At The Wiley Group LLC, we believe that understanding the ins and outs of mortgage refinancing

Aug 05, 2025 | Home Equity