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How to Get a Mortgage When You're Self-Employed

How to Get a Mortgage When You're Self-Employed

If you're self-employed, buying a home can feel a little more complicated than it does for a traditional W-2 employee. The good news is that qualifying for a mortgage is absolutely possible with the right preparation. At The Wiley Group LLC, we help self-

Jul 30, 2026 | self employed

Navigating USDA and FHA Loan Differences

Navigating USDA and FHA Loan Differences

Choosing between a USDA loan and an FHA loan can feel like a big decision, especially if you're buying your first home or trying to keep upfront costs manageable. Both loan programs are designed to make homeownership more accessible, but they help in diff

Jul 29, 2026 | Purchasing a Home

Can you buy a home with bad credit?

Can you buy a home with bad credit?

Yes, it may be possible to buy a home with bad credit, but it usually takes the right strategy, realistic expectations, and a lender who can help you understand your options. Credit scores are an important part of the mortgage process, but they are only o

Jul 27, 2026 | Home Purchase pre-approval mortgage prequalification

How to Get Pre-Approved for a Mortgage

How to Get Pre-Approved for a Mortgage

Buying a home is exciting, and getting pre-approved for a mortgage is one of the smartest first steps you can take. A pre-approval helps you understand your budget, shows sellers that you are a serious buyer, and can make your home search more focused and

Jul 25, 2026 | First time homebuyers Pre-Approval

4 Specialized Home Inspections Buyers Should Consider

4 Specialized Home Inspections Buyers Should Consider

Buying a home is exciting, but excitement can make it easy to overlook problems that may not show up during a standard home inspection. Before you move forward, it helps to take a closer look at a property’s health, safety, and structural condition.

Jul 22, 2026 | Purchasing a Home

City of Houston Down Payment Assistance Program: What Homebuyers Need to Know

City of Houston Down Payment Assistance Program: What Homebuyers Need to Know

Buying a home in Houston can feel exciting and overwhelming at the same time, especially when you are trying to save for a down payment and closing costs. The City of Houston Down Payment Assistance Program can help eligible homebuyers bridge that gap and

Jul 20, 2026 | First-Time Homebuyer Down Payment Assistance