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Is a 30-Year Mortgage Right for You?

Is a 30-Year Mortgage Right for You?

Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its advantages and drawbacks helps you determine if it fits y

Nov 04, 2025 | Purchasing a Home

Why You Should Get a Free Prequalification for Your Mortgage

Why You Should Get a Free Prequalification for Your Mortgage

When embarking on the journey to homeownership, one of the first steps you should consider is obtaining a free prequalification for your mortgage. This initial process can provide valuable insights into your financial readiness and help you navigate the c

Nov 03, 2025 | Home Purchase prequalification

Understanding Short-Term Multi-Family Financing

Understanding Short-Term Multi-Family Financing

Short-term multi-family financing is an essential tool for real estate investors looking to acquire or renovate properties quickly. Unlike traditional long-term loans, these financing options typically have shorter repayment periods, making them ideal for

Oct 31, 2025 | Fix and flip Multi-Family Financing

Understanding Fix and Flip Financing

Understanding Fix and Flip Financing

Fix and flip financing is a popular option for real estate investors looking to purchase, renovate, and resell properties for profit. This type of financing allows investors to access funds quickly, enabling them to seize opportunities in the real estate

Oct 30, 2025 | Investment property Fix and flip

Happy Halloween!

Happy Halloween!

As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at The Wiley Group LLC, we hope your Halloween is filled with fun, laug

Oct 28, 2025 | Purchasing a Home

Understanding DSCR Investor Loans: No Income, no employment loan

Understanding DSCR Investor Loans: No Income, no employment loan

In the world of real estate investing, financing options play a crucial role in determining success. One such option that has gained traction among investors is the Debt Service Coverage Ratio (DSCR) Investor Loan. This type of mortgage is designed specif

Oct 28, 2025 | (DSCR) Investor Loans Home Purchase Investment property No Income Verification Loan