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Does Refinancing your Mortgage Make Sense?

Does Refinancing your Mortgage Make Sense?

Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your

Sep 16, 2025 | Interest Rates

Unlocking Wealth: A Step-by-Step Guide to Purchasing Your First Four-Plex Rental Property

Unlocking Wealth: A Step-by-Step Guide to Purchasing Your First Four-Plex Rental Property

Investing in real estate can be one of the most rewarding financial decisions you ever make, and purchasing your first four-plex rental property is an excellent way to start. A four-plex provides the opportunity to live in one unit while renting out the o

Sep 15, 2025 | Investment property

Building Wealth Through Home Ownership

Building Wealth Through Home Ownership

Owning a home is one of the most effective ways to build wealth over time. Unlike renting, where your monthly payments contribute to your landlord's equity, home ownership allows you to invest in an asset that can appreciate in value. In this blog post, w

Sep 12, 2025 | Why buy a home now? Home Equity First time homebuyers

Why Buying a Duplex Makes Financial Sense

Why Buying a Duplex Makes Financial Sense

Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can

Sep 09, 2025 | Purchasing a Home

The Mortgage Spread is Shrinking

The Mortgage Spread is Shrinking

Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p

Sep 02, 2025 | Purchasing a Home

Why  renting a home cost more than owning one

Why renting a home cost more than owning one

Landlords Build in Profit Rent isn’t just covering the mortgage — it also has to include the landlord’s profit margin. They also charge extra to cover vacancies, property management, insurance, and repairs. No Equity for Renters When yo

Sep 02, 2025 | Home Equity